Thứ năm, 16/05/2024
IMG-LOGO

Câu hỏi:

18/06/2021 138

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

Most applications for loans are for

(A) one year

(B) less than one year

Đáp án chính xác

(C) more than one year

(D) 360 days

Trả lời:

verified Giải bởi Vietjack

Đáp án B

(3) Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year

Tiền lãi là phí phải trả cho 1 khoản tiền vay trong 1 khoảng thời gian xác định. Gốc là số tiền vay, còn lãi suất là tỷ lệ người vay phải trả trong mỗi năm cho việc sử dụng số tiền gốc. Hầu hết lợi nhuận của ngân hàng là từ số tiền lãi họ nhận được khi cho người khác vay chính tiền của mình hoặc của các khách hàng gửi tiền.

Công thức để tính tiền lãi là:

Số tiền lãi = Số tiền gốc x Lãi suất cho vay x Thời gian vay

Có thể tìm ra 1 đại lượng bất kì nếu biết 3 đại lượng còn lại. Thời gian vay được tính bằng năm. Lãi suất cho vay được thể hiện bằng số thập phân.

Do đó, nếu thấy tỉ lệ lãi suất là 6%, nghĩa là với 1$ tiền gốc, người vay phải trả 6 cents tiền lãi trong 1 năm. Dù thời gian vay có thể ngắn hăn, bằng hoặc dài hơn 1 năm, đa số các đơn xin vay đều có thời gian ngắn hơn 1 năm. Với khoản vay ngắn hạn, 1 năm sẽ được tính là 360 ngày, nhưng nếu khoản vay lớn, 1 năm sẽ được tính chính xác là 365 ngày.

Câu trả lời này có hữu ích không?

0

CÂU HỎI HOT CÙNG CHỦ ĐỀ

Câu 1:

Mark the letter A, B, C, or D to indicate the phrase that is CLOSEST in meaning to the underlined ones.

He seems to make the same mistake over and over again.

Xem đáp án » 18/06/2021 723

Câu 2:

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

Which of the following would be a correct expression of an interest rate as stated in the equation for computing interest?

Xem đáp án » 18/06/2021 654

Câu 3:

Mark the letter A, B, C, or D on your answer sheet to indicate the most suitable response to complete each of the following exchanges.

Let’s meet outside the theatre.

………………….

Xem đáp án » 18/06/2021 535

Câu 4:

Mark the letter A, B, C, or D on your answer sheet to indicate the word whose underlined part differs from the other three in pronunciation in each of the following questions.

Xem đáp án » 18/06/2021 490

Câu 5:

Mark the letter A, B, C, or D to indicate the phrase that is OPPOSITE in meaning to the underlined ones.

In the final match between Liverpool and Manchester United, viewers witnessed the deadly strike’s 11th goal of the season.

Xem đáp án » 18/06/2021 390

Câu 6:

Mark the letter A, B, C, or D on your answer sheet to indicate the word whose underlined part differs from the other three in pronunciation in each of the following questions.

Xem đáp án » 18/06/2021 322

Câu 7:

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions:

If your mobile phone ………………… to get water in it, it’ll stop working.

Xem đáp án » 18/06/2021 282

Câu 8:

Mark the letter A, B, C, or D on your answer sheet to indicate the underlined part that needs correction in each of the following questions.

That inventors in the stock market enjoys (A) increases and suffer declines (B) is simply a fact of the financial market, and a small inventor is not too excited about the former (C) or crestfallen (D) about the latter.

Xem đáp án » 18/06/2021 265

Câu 9:

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions:

The more challenging the exercises are,……………….we feel

Xem đáp án » 18/06/2021 225

Câu 10:

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions:

Does Mr.Ba bring his farm……………. to the local market every day?

Xem đáp án » 18/06/2021 219

Câu 11:

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

The word “fixed” in paragraph 1 is closest in meaning to

Xem đáp án » 18/06/2021 218

Câu 12:

Mark the letter A, B, C, or D on your answer sheet to indicate the underlined part that needs correction in each of the following questions.

The attribution (A) of human characteristics to animals or inanimate objects appears (B) in the mythologies of many cultures (C) is a literary device called (D) anthropomorphism

Xem đáp án » 18/06/2021 216

Câu 13:

Mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the following questions:

It’s a good idea in theory, but it’s going to be hard to put it into ………………….

Xem đáp án » 18/06/2021 205

Câu 14:

Mark the letter A, B, C, or D on your answer sheet to indicate the most suitable response to complete each of the following exchanges.

Customer: …………………..

Salesman: It’s over there, next to the dry fruit section.

Xem đáp án » 18/06/2021 183

Câu 15:

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

At 4 percent interest for the use of $1 principal, how much would one pay?

Xem đáp án » 18/06/2021 182

Câu hỏi mới nhất

Xem thêm »
Xem thêm »